All BankAmericard credit cards offer zero percent interest APR promotions. Some BankAmericard credit cards provide zero percent APR offer for purchases and balance transfers while others provide zero percent APR offer for balance transfer only. The following are the top zero percent credit cards by Bank of America.
1. BankAmericard Cash Rewards Credit Card
BankAmericard Cash Rewards credit card allows cardholders to earn 3% cash back on gas and 2% cash back on groceries. The 2% and 3% cash backs apply to the first $2,500 that is spent. All other purchases made on the card are eligible for 1% cash back. Customers with a combined balance of $20,000 in Merrill Edge and Merrill Lynch will earn 25% bonus cash back.
BankAmericard Cash Rewards credit card provides a zero percent interest APR intro offer for both purchases and balance transfers for 12 months. If you want to use the card for balance transfers purposes, make sure you transfer the balances within 60 days of the account opening to take advantage of the zero percent intro offer. You can earn a cash bonus worth $100 when you spend a minimum of $500 within 90 days of the account opening.
2. BankAmericard Travel Rewards Credit Card
BankAmericard Travel Rewards card allows you to earn a flat 1.5x rewards points on all purchases. The travel credit card offers one of the best rewards programs compared to other travel credit cards. They will credit a signup bonus of 20,000 points you’re your account once you meet the minimum spending of $1,000 in the first 90 days. The rewards points that you have accumulated can be redeemed with a travel statement. This card also does not have an annual fee and comes with a 12 months zero percent intro period.
3. BankAmericard Better Balance Rewards Credit Card
BankAmericard Better Balance Rewards gives cardholders the opportunity to earn $25 per quarter and up to $100 per year if they pay more than the minimum payment every month. If you are a Bank of America customer, you will be able to earn an additional $5 bonus. It provides a zero percent introductory APR offer for the first 12 billing cycles for balance transfers if you perform the balance transfer within 60 days of the account opening. The card has a 3% balance transfer fee.
4. BankAmericard Credit Card
BankAmericard credit card offers a zero percent intro offer that lasts for 18 billing cycles on balance transfers. You must transfer your balance within a period of 60 days if you want to take advantage on the 18 months zero percent balance transfer offer. There is a balance transfer fee of 3% (minimum $10). It has no annual fee and no rewards programs.